What Is the Average Cost of a Chiropractor Visit Without Insurance?

What Is the Average Cost of a Chiropractor Visit Without Insurance?
January 13, 2024

When you’re dealing with back or neck pain, seeing a chiropractor may provide relief. However, chiropractic care typically isn’t covered by health insurance plans. If you don’t have insurance or your insurance doesn’t cover chiropractic services, you’ll need to pay the full cost of each visit out of pocket. So what can you expect to pay for a chiropractic adjustment without insurance?

The average cost of a chiropractor visit in the U.S. ranges from $50 to $100. The initial consultation and exam may cost between $100 to $200, depending on the chiropractor and your specific condition. Follow-up visits for adjustments or manipulations usually cost $50 to $100 each. The total cost will depend on the number of treatments needed and the frequency of your visits. Some chiropractors offer package deals or discounts if you prepay for multiple treatments.

While the costs can add up over time, many people find that chiropractic care is worth the investment for the pain relief and improved mobility. By understanding the average chiropractor costs without insurance up front, you can budget accordingly and find an affordable chiropractor in your area. With some research, you may be able to find lower-cost options that still provide high quality care.

What Is the Average Cost of a Chiropractor Visit Without Insurance?

Average Cost of an Initial Chiropractor Visit Without Insurance

The average cost of an initial visit to a chiropractor without insurance typically ranges from $50 to $200, depending on the chiropractor and services provided. On average, you can expect to pay between $75 to $125 for your first chiropractic visit.

Initial Consultation and Examination

Your initial chiropractic visit will include a consultation to discuss your medical history and current condition, followed by a physical examination to assess your range of motion, muscle strength, and nerve function. The chiropractor uses this information to determine if chiropractic treatment is right for you and develops an appropriate treatment plan. The consultation and exam can cost $50 to $200.

X-rays or MRI (if needed)

If the chiropractor needs imaging to properly diagnose your condition, the cost will be higher. An X-ray can cost $50 to $200 per view. An MRI typically ranges from $300 to $700. Imaging is not always required but provides the chiropractor with a clear picture of your spine to pinpoint areas that need adjustment or treatment.

Chiropractic Adjustments and Treatment

The chiropractor will perform manual adjustments and manipulations to correct structural alignment and improve spinal motion. An adjustment typically costs $30 to $90. Other treatments like massage therapy, physical therapy, or acupuncture may also be used and can cost $30 to $150 per 15 to 30-minute session. You may require several visits to correct any spinal or musculoskeletal issues.

The total cost for your initial chiropractic visit can vary significantly based on the services provided. Be sure to ask the chiropractor for an estimate of recommended treatment and costs before beginning a plan. Chiropractic care should bring you relief from pain and improved mobility over the course of treatment. While the upfront costs may be high without insurance, the long term benefits to your health and well-being can make the investment worth it.

Ongoing Chiropractic Care Costs Per Session

The cost of ongoing chiropractic care will depend on several factors, including the chiropractor’s experience, location, and treatment plan. As a general rule, you can expect to pay between $65 to $200 per visit without insurance.

Initial Consultation and Exam

Your first visit will likely be the most expensive, ranging from $100 to $200, as the chiropractor will need to conduct a comprehensive exam to properly diagnose your condition and determine a customized treatment plan. The initial exam may include X-rays, which can cost an additional $100 to $300.

Adjustments and Manipulations

The core of most chiropractic treatment plans are spinal adjustments and manipulations to correct structural alignment and improve joint mobility. Adjustments typically cost between $65 to $120 per session. More complex areas like the neck or lower back may be on the higher end of that range.

Additional Therapies

In addition to adjustments, your chiropractor may recommend adjunctive therapies to provide relief from pain, reduce inflammation, and speed healing. These may include:

  • Electrical stimulation therapy (estim) – Uses mild electric pulses to reduce pain and muscle spasms. Costs $30 to $60 per session.
  • Ultrasound therapy – Uses high-frequency sound waves to produce gentle heat and reduce pain in muscles and joints. Costs $30 to $60 per session.
  • Massage therapy – Helps relax tight muscles and relieve pressure points. Costs $45 to $120 for 30 to 60 minutes.
  • Therapeutic exercises – Specific movements and stretches to strengthen and stabilize the spine and surrounding muscles. Often included with the cost of adjustments.

The total cost of your ongoing chiropractic care will depend on the number and combination of services included in your personalized treatment plan. Ask your chiropractor for an estimate of the total cost before beginning a long-term treatment program. With regular visits, many patients are able to significantly reduce or discontinue some adjunctive therapies over time.

Ways to Reduce Your Chiropractic Expenses

There are several ways to reduce the cost of chiropractic care without insurance. By implementing some of these strategies, you can achieve needed treatment at a lower overall expense.

Ask About Discounts and Payment Plans

Many chiropractors offer payment plans, packages, or discounts for uninsured patients. Discuss options with chiropractors in your area to find one that suits your budget. Some may provide discounted initial consultations or exams, or offer reduced rates if you commit to a certain number of visits. Payment plans allow you to pay a portion of the total cost upfront, then make regular installments over time with little or no interest.

Limit Frequency of Visits

The average cost for a chiropractor visit ranges from $50 to $150 per session. While some conditions may require multiple weekly visits at first, try to limit follow-up appointments to once a month or every few months for maintenance. Let your chiropractor know your financial constraints so you can work together to develop an effective but affordable treatment plan.

Ask About Lower-Cost Alternatives

Certain chiropractic techniques, like manual adjustments, tend to cost more than low-tech methods. Discuss options like massage therapy, acupuncture, or basic exercises you can do at home. While manual adjustments may provide quicker relief for some issues, lower-cost alternatives can be effective for long-term care and prevention.

Negotiate Fees

Don’t be afraid to negotiate rates, especially if paying out of pocket. Explain your situation to find out if the chiropractor is willing to lower fees or provide a discount. Get estimates from multiple chiropractors to compare, and see if any are open to matching or beating the lowest offer. You have more leverage to negotiate when paying upfront instead of using a payment plan.

With some effort, you can obtain necessary chiropractic treatment at a lower cost. Talk to chiropractors about affordable options, limit frequency of visits when possible, explore lower-cost alternatives, and try negotiating to get the best overall deal. While chiropractic care may require an initial investment, taking steps to reduce expenses will benefit your long-term spinal health and wellness.

READ ALSO: Assessing Whether Your Roof Replacement Is Insured 2024


As you’ve read, visiting a chiropractor without insurance coverage can vary in cost depending on several factors. However, you can expect to pay between $35 to $125 per visit on average for an initial consultation and adjustment. The total cost of treatment will depend on your specific condition and needs, as well as the experience and rates of your chiropractor. While the out-of-pocket costs may seem high, many people find that chiropractic care leads to improved mobility, less pain, and an overall better quality of life. If cost is a concern, speak with chiropractors in your area about payment plans or reduced rates. Your health and well-being are worth the investment.


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